Why You Also Need Employer Liability Insurance

The beauty of employers liability insurance is that it protects both you (the employer) and your worker (the employee). It is truly a win-win scenario. If the employee becomes ill, suffers an injury, or dies, your employers liability insurance will cover the associated costs of the claim. All businesses are required to purchase employers liability insurance to protect their employees.

However, there are some instances that exempt you from purchasing employers liability insurance. If you have no employees outside of your immediate family, or you are the sole employee of the company, you do not have to purchase the insurance.

External Resources:
Employers Liability Insurance Quotes
Liability Insurance Premiums Guide